アメリカ合衆国における銀行預金金利の比較

アメリカ合衆国は人口3.1億人(2010年推計)を抱える国である。2009年の国際通貨基金(IMF)による統計によると、購買力平価ベースのGDP は世界第1位の14.2兆ドルであり、一人当たりのGDPは45934ドルで世界第6位である。ある。中央銀行であるFRBの政策金利は0.25%と設定されており、これらは定期預金であるサーティフィケート・オブ・デポジット(CD)に適用される。中央情報局の調べによると、インフレ率は2008年には3.8%、2009年には-0.3% となっている。

アメリカにおける消費者貯蓄と預金保護

連邦預金保険公社(FDIC) は1933年に設立された米国政府の独立機関である。預金者保護を役割とし、金融機関の財産管理や、銀行破たん時には預金者に対する支払などを行う。保険対象となるのは定期預金(CD)・当座預金・普通預金・譲与可能払戻指図書などである。補償されるのは、1銀行1名義人あたり25万ドルを上限としている。預金者は下記のサイトで保険対象額の計算ができる。

http://www.fdic.gov/edie/calculator.html  FDICのウェブサイト(英語)

アメリカ合衆国の銀行預金口座

銀行通貨期間利率

Vanguard Group
USD10年3.45%Aug, 2018

Edward Jones
USD10年3.45%Aug, 2018

Edward Jones
USD5年3.35%Aug, 2018

Raymond James Bank
USD5年3.35%Aug, 2018

Security Service Federal Credit Union
USD7 Year3.25%Jun, 2018

Fidelity
USD5年3.20%Aug, 2018

Raymond James Bank
USD4 year3.15%Aug, 2018

PenFed Federal Credit Union
USD7 year3.10%Jul, 2018

Goldman Sachs Bank
USD6 Year3.10%Jul, 2018

Barclays US
USD5 year 3.00%Aug, 2018

First Republic
USD6 year3.00%Jul, 2018

Bank of Baroda USA
USD10年3.00%Jul, 2018

BMO Harris Bank
USD5年3.00%Jul, 2018

Goldman Sachs Bank
USD5 Year3.00%Jul, 2018

Bank of Baroda USA
USD5年3.00%Jul, 2018

Discover Bank
USD10年2.95%Jul, 2018

Fidelity
USD3 year2.95%Aug, 2018

American Express Bank
USD5 year 2.90%Aug, 2018

Capital One
USD5年2.90%Jul, 2018

TIAA Bank
USD5年2.90%Jul, 2018

Discover Bank
USD5年2.85%Jul, 2018

Alliant Credit Union
USD5 year 2.85%Aug, 2018

Synchrony Bank
USD60 month2.85%Jul, 2018

Vanguard Group
USD2年2.80%Aug, 2018

Edward Jones
USD2年2.80%Aug, 2018

First Republic
USD5年2.80%Jul, 2018

Ally Bank
USD5年2.75%Aug, 2018

Fidelity
USD2年2.75%Aug, 2018

MTB
USD2年2.75%Jul, 2018

Navy Federal Credit Union
USD7 year2.75%Jul, 2018

SchoolsFirst Federal Credit Union
USD5 Years2.70%Jun, 2018

State Farm Bank
USD5年2.65%Jul, 2018

Capital One
USD4 year2.60%Jul, 2018

Ally Bank
USD3 year2.55%Aug, 2018

Capital One
USD3 year2.55%Jul, 2018

Ameriprise Financial
USD3 year 2.55%Jul, 2018

CIT Bank
USD1 year 2.50%Aug, 2018

American Express Bank
USD2年2.50%Aug, 2018

Webster Bank
USD3 year2.50%Jul, 2018

Capital One
USD2年2.50%Jul, 2018

Suntrust Bank
USD58 month2.50%Jul, 2018

TIAA Bank
USD2年2.50%Jul, 2018

Barclays US
USD2 year 2.50%Aug, 2018

Synchrony Bank
USD2年2.50%Jul, 2018

PenFed Federal Credit Union
USD2年2.50%Jul, 2018

Discover Bank
USD2年2.45%Jul, 2018

Alliant Credit Union
USD2年2.45%Aug, 2018

Goldman Sachs Bank
USD2 Year2.45%Jul, 2018

Barclays US
USD1 year 2.45%Aug, 2018

Ally Bank
USD1年2.40%Aug, 2018

State Employees Credit Union
USD60 month2.40%Jun, 2018

Bank of Baroda USA
USD1年2.40%Jul, 2018

Sallie Mae
USD1 Year2.40%Jul, 2018

Synchrony Bank
USD1年2.40%Jul, 2018

Bank of India USA
USD1年2.40%Jul, 2018

Vanguard Group
USD1年2.35%Aug, 2018

Alliant Credit Union
USD1年2.35%Aug, 2018

Raymond James Bank
USD1年2.35%Aug, 2018

TIAA Bank
USD1年2.35%Jul, 2018

Navy Federal Credit Union
USD2年2.35%Jul, 2018

PenFed Federal Credit Union
USD1年2.35%Jul, 2018

Capital One
USD1年2.30%Jul, 2018

Santander
USD3 year2.30%Jul, 2018

ING Direct USA
USD1年2.30%Jul, 2018

TD Bank
USD2 Year2.30%Jul, 2018

Goldman Sachs Bank
USD1年2.30%Jul, 2018

Edward Jones
USD1年2.30%Aug, 2018

Citizens Bank
USD3 year2.25%Jul, 2018

Discover Bank
USD1年2.25%Jul, 2018

Ameriprise Financial
USD2年2.25%Jul, 2018

Fidelity
USD1年2.25%Aug, 2018

Webster Bank
USD5年2.25%Jul, 2018

USAA
USD7 year2.22%Jul, 2018

TD Bank
USD1 Year2.15%Jul, 2018

TD Bank
USD6ヶ月2.15%Jul, 2018

Navy Federal Credit Union
USD1年2.10%Jul, 2018

Zions Bank
USD1年2.10%Jul, 2018

Ameriprise Financial
USD1年2.05%Jul, 2018

Santander
USD18 month2.05%Jul, 2018

San Diego County Credit Union
USD60 month2.05%Jul, 2018

Edward Jones
USD6ヶ月2.00%Aug, 2018

Bank Leumi USA
USD1年2.00%Jul, 2018

Vanguard Group
USD6ヶ月2.00%Aug, 2018

Bank of India USA
USD6ヶ月2.00%Jul, 2018

Fidelity
USD6ヶ月2.00%Aug, 2018

Suntrust Bank
USD24 month2.00%Jul, 2018

BBVA Compass
USD3 year2.00%Jul, 2018

Star One Credit Union
USD2年2.00%Jun, 2018

First Republic
USD2年2.00%Jul, 2018

State Employees Credit Union
USD2年1.90%Jun, 2018

SchoolsFirst Federal Credit Union
USD1 Year1.90%Jun, 2018

Bank of Baroda USA
USD6ヶ月1.90%Jul, 2018

Vanguard Group
USD3ヶ月1.85%Aug, 2018

Edward Jones
USD3ヶ月1.85%Aug, 2018

Bank of India USA
USD3ヶ月1.85%Jul, 2018

Ameriprise Financial
USD6ヶ月1.85%Jul, 2018

BBVA Compass
USD1年1.85%Jul, 2018

PenFed Federal Credit Union
USD6ヶ月1.85%Jul, 2018

Security Service Federal Credit Union
USD2 Year1.80%Jun, 2018

The Golden 1 Credit Union
USD60 Month1.80%Jul, 2018

Fidelity
USD3ヶ月1.80%Aug, 2018

Citibank
USD9 month1.75%Aug, 2018

TIAA Bank
USD6ヶ月1.75%Jul, 2018

Star One Credit Union
USD1年1.75%Jun, 2018

MTB
USD1年1.75%Jul, 2018

Suntrust Bank
USD1年1.75%Jul, 2018

Gate City Bank
USD2年1.75%Jul, 2018

CIT Bank
USD5 year 1.70%Aug, 2018

Bank of Baroda USA
USD3ヶ月1.70%Jul, 2018

Zions Bank
USD5年1.66%Jul, 2018

Ameriprise Financial
USD3ヶ月1.65%Jul, 2018

State Employees Credit Union
USD1年1.65%Jun, 2018

BECU
USD35 month1.61%Jul, 2018

BECU
USD2 year 1.61%Jul, 2018

Bank of India USA
USD1ヶ月1.60%Jul, 2018

TIAA Bank
USD3ヶ月1.60%Jul, 2018

Security Service Federal Credit Union
USD1 Year1.60%Jun, 2018

Gate City Bank
USD1年1.60%Jul, 2018

USAA
USD2年1.56%Jul, 2018

Star One Credit Union
USD6ヶ月1.55%Jun, 2018

PNC
USD10年1.50%Jul, 2018

CIT Bank
USD4 year 1.50%Aug, 2018

Gate City Bank
USD7 year1.50%Jul, 2018

Bangor Savings Bank
USD5年1.46%Jul, 2018

Cathay Bank
USD3 year1.46%Jul, 2018

Bank of Baroda USA
USD1ヶ月1.45%Jul, 2018

Zions Bank
USD4 year1.41%Jul, 2018

CIT Bank
USD2 year 1.40%Aug, 2018

First National Bank Alaska
USD5年1.35%Jul, 2018

Zions Bank
USD3 year1.31%Jul, 2018

CIT Bank
USD3 year 1.30%Aug, 2018

CHASE
USD10年1.30%Aug, 2018

HSBC USA
USD2年1.30%Jul, 2018

Frost Bank
USD1 Year1.30%Jul, 2018

Arvest Bank
USD2年1.26%Aug, 2018

PNC
USD7 year1.25%Jul, 2018

Ally Bank
USD9 month1.25%Aug, 2018

KeyBank
USD10年1.25%Jul, 2018

USD84 month1.24%Mar, 2016

Zions Bank
USD2年1.16%Jul, 2018

BECU
USD1 year 1.11%Jul, 2018

Navy Federal Credit Union
USD6ヶ月1.10%Jul, 2018

Bangor Savings Bank
USD4 year1.06%Jul, 2018

CHASE
USD4 year1.01%Aug, 2018

CHASE
USD5年1.01%Aug, 2018

Ally Bank
USD6ヶ月1.00%Aug, 2018

City National Bank
USD5 year 1.00%Jul, 2018

First Republic
USD1 year 1.00%Jul, 2018

Arvest Bank
USD1年1.00%Aug, 2018

Synchrony Bank
USD6ヶ月1.00%Jul, 2018

PNC
USD5年0.95%Jul, 2018

The Golden 1 Credit Union
USD2 Year0.95%Jul, 2018

Arvest Bank
USD6ヶ月0.95%Aug, 2018

HSBC USA
USD1年0.95%Jul, 2018

Bangor Savings Bank
USD3 year0.95%Jul, 2018

Bank of China USA
USD4 year0.91%Jul, 2018

TD Bank
USD5 Year0.90%Jul, 2018

First National Bank Alaska
USD2年0.90%Jul, 2018

MTB
USD3 year0.90%Jul, 2018

Security Service Federal Credit Union
USD6 Month0.90%Jun, 2018

Cathay Bank
USD2年0.90%Jul, 2018

CHASE
USD3 year0.85%Aug, 2018

Citibank
USD5年0.80%Aug, 2018

City National Bank
USD4 year 0.80%Jul, 2018

City National Bank
USD3 year0.80%Jul, 2018

San Diego County Credit Union
USD2年0.80%Jul, 2018

Cathay Bank
USD1年0.80%Jul, 2018

Rabobank America
USD5年0.80%Jul, 2018

USAA
USD1年0.76%Jul, 2018

PNC
USD4 year0.75%Jul, 2018

USD5年0.75%Jan, 2016

Bank of America
USD8 year0.75%Aug, 2018

Bank of America
USD10年0.75%Aug, 2018

Bank of America
USD5年0.75%Aug, 2018

Ally Bank
USD3ヶ月0.75%Aug, 2018

Citibank
USD4 year0.75%Aug, 2018

HSBC USA
USD6ヶ月0.75%Jul, 2018

USD2年0.75%Mar, 2016

Bank of America
USD7 year0.75%Aug, 2018

Bank of America
USD9 year0.75%Aug, 2018

Bank of America
USD6 year0.75%Aug, 2018

CHASE
USD2年0.75%Aug, 2018

Synchrony Bank
USD3ヶ月0.75%Jul, 2018

US Bank
USD5年0.75%Jul, 2018

Capital One
USD9 month0.75%Jul, 2018

CIT Bank
USD6ヶ月0.72%Aug, 2018

Bangor Savings Bank
USD2年0.70%Jul, 2018

The Golden 1 Credit Union
USD1 Year0.70%Jul, 2018

Citibank
USD3 year0.70%Aug, 2018

City National Bank
USD2年0.70%Jul, 2018

Discover Bank
USD9 month0.70%Jul, 2018

First National Bank Alaska
USD1年0.70%Jul, 2018

Navy Federal Credit Union
USD3ヶ月0.70%Jul, 2018

Discover Bank
USD6ヶ月0.65%Jul, 2018

Barclays US
USD6ヶ月0.65%Aug, 2018

Security Service Federal Credit Union
USD3 Month0.65%Jun, 2018

Bank of America
USD4 year0.65%Aug, 2018

Bank of China USA
USD2年0.63%Jul, 2018

USAA
USD182 day0.61%Jul, 2018

Capital One
USD6ヶ月0.60%Jul, 2018

Regions Bank
USD72 month0.60%Aug, 2018

Cathay Bank
USD6ヶ月0.60%Jul, 2018

Goldman Sachs Bank
USD6 Month0.60%Jul, 2018

Huntington Bank
USD5年0.55%Jul, 2018

Bank of America
USD3 year0.55%Aug, 2018

American Express Bank
USD1年0.55%Aug, 2018

First Tennessee
USD5年0.55%Jul, 2018

PNC
USD3 year0.50%Jul, 2018

USD4 year0.50%Jan, 2016

Zions Bank
USD6ヶ月0.50%Jul, 2018

Citibank
USD2年0.50%Aug, 2018

City National Bank
USD1年0.50%Jul, 2018

First Republic
USD6ヶ月0.50%Jul, 2018

Union Bank
USD60 month0.50%Jul, 2018

Suntrust Bank
USD6ヶ月0.50%Jul, 2018

Fifth Third Bank
USD5年0.50%Aug, 2018

BBVA Compass
USD4 year0.50%Jul, 2018

US Bank
USD4 year0.50%Jul, 2018

Cathay Bank
USD3ヶ月0.50%Jul, 2018

BMO Harris Bank
USD4 year0.50%Jul, 2018

Gate City Bank
USD6ヶ月0.50%Jul, 2018

SchoolsFirst Federal Credit Union
USD1 Month0.49%Jun, 2018

PNC
USD2年0.45%Jul, 2018

Commerce Bank
USD5年0.45%Jul, 2018

First Hawaiian Bank
USD2年0.45%Aug, 2018

San Diego County Credit Union
USD1年0.45%Jul, 2018

Bank of Hawaii
USD1年0.40%Jul, 2018

BMO Harris Bank
USD3 year0.40%Jul, 2018

American Express Bank
USD6ヶ月0.40%Aug, 2018

Bangor Savings Bank
USD1年0.40%Jul, 2018

Fifth Third Bank
USD4 year0.40%Aug, 2018

State Farm Bank
USD2年0.40%Jul, 2018

The Golden 1 Credit Union
USD6ヶ月0.40%Jul, 2018

USD1年0.40%Mar, 2016

Commerce Bank
USD4 year0.40%Jul, 2018

Bank of China USA
USD1年0.38%Jul, 2018

Discover Bank
USD3ヶ月0.35%Jul, 2018

Commerce Bank
USD3 year0.35%Jul, 2018

Huntington Bank
USD4 year0.35%Jul, 2018

Bangor Savings Bank
USD6ヶ月0.35%Jul, 2018

USAA
USD91 day0.35%Jul, 2018

Barclays US
USD3ヶ月0.35%Aug, 2018

San Diego County Credit Union
USD6ヶ月0.35%Jul, 2018

Cathay Bank
USD1ヶ月0.35%Jul, 2018

US Bank
USD3 year0.35%Jul, 2018

Bangor Savings Bank
USD3ヶ月0.30%Jul, 2018

Commerce Bank
USD2年0.30%Jul, 2018

Fifth Third Bank
USD3 year0.30%Aug, 2018

Gate City Bank
USD3ヶ月0.30%Jul, 2018

BMO Harris Bank
USD2年0.30%Jul, 2018

Rabobank America
USD1年0.30%Jul, 2018

Rabobank America
USD2年0.30%Jul, 2018

USD3 year0.25%Jan, 2016

USD2年0.25%Jan, 2016

Citibank
USD1年0.25%Aug, 2018

Commerce Bank
USD1年0.25%Jul, 2018

First Republic
USD3ヶ月0.25%Jul, 2018

KeyBank
USD2年0.25%Jul, 2018

The Golden 1 Credit Union
USD3ヶ月0.25%Jul, 2018

San Diego County Credit Union
USD3ヶ月0.25%Jul, 2018

PNC
USD1年0.24%Jul, 2018

USAA
USD30 day0.22%Jul, 2018

Nevada State Bank
USD2年0.21%Jul, 2018

Bank of China USA
USD6ヶ月0.21%Jul, 2018

Zions Bank
USD3ヶ月0.20%Jul, 2018

Union Bank
USD2年0.20%Jul, 2018

Regions Bank
USD2年0.20%Aug, 2018

US Bank
USD2年0.20%Jul, 2018

Fifth Third Bank
USD2年0.20%Aug, 2018

First National Bank Alaska
USD6ヶ月0.20%Jul, 2018

Eastern Bank
USD1年0.20%Jul, 2018

Huntington Bank
USD3 year0.20%Jul, 2018

USD7 month0.20%Mar, 2016

TD Bank
USD3ヶ月0.20%Jul, 2018

USD1年0.15%Jan, 2016

Union Bank
USD1年0.15%Jul, 2018

City National Bank
USD6ヶ月0.15%Jul, 2018

First Republic
USD1ヶ月0.15%Jul, 2018

Fifth Third Bank
USD1年0.15%Aug, 2018

First National Bank Alaska
USD3ヶ月0.15%Jul, 2018

KeyBank
USD1年0.15%Jul, 2018

Nevada State Bank
USD1年0.15%Jul, 2018

BMO Harris Bank
USD1年0.15%Jul, 2018

First National Bank Alaska
USD1ヶ月0.15%Jul, 2018

MTB
USD6ヶ月0.15%Jul, 2018

USD3ヶ月0.15%Mar, 2016

First Tennessee
USD2年0.15%Jul, 2018

Associated Bank
USD1年0.15%Aug, 2018

Huntington Bank
USD2年0.15% Jul, 2018

Rabobank America
USD180 day0.15%Jul, 2018

TCF Bank
USD16 Month0.15%Jul, 2018

PNC
USD6ヶ月0.14%Jul, 2018

City National Bank
USD3ヶ月0.13%Jul, 2018

First Hawaiian Bank
USD1年0.13%Aug, 2018

Comerica Bank
USD1年0.10%Jul, 2018

Huntington Bank
USD1年0.10%Jul, 2018

Bank of China USA
USD3ヶ月0.10%Jul, 2018

Regions Bank
USD1年0.10%Aug, 2018

Commerce Bank
USD6ヶ月0.10%Jul, 2018

Wells Fargo
USD1年0.10%Aug, 2018

BBVA Compass
USD9 month0.10%Jul, 2018

US Bank
USD1年0.10%Jul, 2018

First Hawaiian Bank
USD9 month0.10%Aug, 2018

First Tennessee
USD1年0.10%Jul, 2018

KeyBank
USD90 day0.10%Jul, 2018

KeyBank
USD6 month 0.10%Jul, 2018

KeyBank
USD30 day0.10%Jul, 2018

BBVA Compass
USD6ヶ月0.10%Jul, 2018

Bank of America
USD2年0.10%Aug, 2018

Huntington Bank
USD6ヶ月0.10%Jul, 2018

Bank of China USA
USD1ヶ月0.10%Jul, 2018

State Farm Bank
USD1年0.10%Jul, 2018

PNC
USD3ヶ月0.09%Jul, 2018

First Hawaiian Bank
USD6ヶ月0.08%Aug, 2018

Rabobank America
USD91 day0.08%Jul, 2018

Citibank
USD6ヶ月0.07%Aug, 2018

Nevada State Bank
USD6ヶ月0.07%Jul, 2018

Nevada State Bank
USD3ヶ月0.07%Jul, 2018

First Tennessee
USD6ヶ月0.06%Jul, 2018

PNC
USD1ヶ月0.05%Jul, 2018

BMO Harris Bank
USD3ヶ月0.05%Jul, 2018

USD3ヶ月0.05%Jan, 2016

USD6ヶ月0.05%Jan, 2016

USD1ヶ月0.05%Jan, 2016

Bank of America
USD1年0.05%Aug, 2018

Fifth Third Bank
USD1ヶ月0.05%Aug, 2018

Wells Fargo
USD6ヶ月0.05%Aug, 2018

Union Bank
USD32 day0.05%Jul, 2018

Regions Bank
USD6ヶ月0.05%Aug, 2018

Citibank
USD3ヶ月0.05%Aug, 2018

Citibank
USD4 month0.05%Aug, 2018

Citibank
USD5 month0.05%Aug, 2018

Union Bank
USD90 day0.05%Jul, 2018

Nevada State Bank
USD1ヶ月0.05%Jul, 2018

Wells Fargo
USD3ヶ月0.05%Aug, 2018

BBVA Compass
USD3ヶ月0.05%Jul, 2018

BBVA Compass
USD1ヶ月0.05%Jul, 2018

US Bank
USD3ヶ月0.05%Jul, 2018

US Bank
USD6ヶ月0.05%Jul, 2018

Fifth Third Bank
USD2 month0.05%Aug, 2018

Fifth Third Bank
USD6ヶ月0.05%Aug, 2018

Fifth Third Bank
USD3ヶ月0.05%Aug, 2018

US Bank
USD1ヶ月0.05%Jul, 2018

BMO Harris Bank
USD2 month0.05%Jul, 2018

BMO Harris Bank
USD6ヶ月0.05%Jul, 2018

CHASE
USD1年0.05%Aug, 2018

BMO Harris Bank
USD1ヶ月0.05%Jul, 2018

TCF Bank
USD1 Year0.05%Jul, 2018

Rabobank America
USD30 day0.05%Jul, 2018

Commerce Bank
USD3ヶ月0.05%Jul, 2018

Union Bank
USD180 day0.05%Jul, 2018

Comerica Bank
USD6ヶ月0.04%Jul, 2018

Bank of America
USD2 month0.03%Aug, 2018

Bank of America
USD1ヶ月0.03%Aug, 2018

Bank of America
USD9 month0.03%Aug, 2018

Charles Schwab
USD1年0.03%Jul, 2018

Charles Schwab
USD3ヶ月0.03%Jul, 2018

Charles Schwab
USD6ヶ月0.03%Jul, 2018

Comerica Bank
USD2 month0.03%Jul, 2018

Comerica Bank
USD1ヶ月0.03%Jul, 2018

Bank of America
USD6ヶ月0.03%Aug, 2018

Bank of America
USD4 month0.03%Aug, 2018

Bank of America
USD5 month0.03%Aug, 2018

Bank of America
USD3ヶ月0.03%Aug, 2018

Comerica Bank
USD3ヶ月0.03%Jul, 2018

Charles Schwab
USD5 year 0.03%Jul, 2018

Charles Schwab
USD2 year 0.03%Jul, 2018

Regions Bank
USD1ヶ月0.03%Aug, 2018

CHASE
USD3ヶ月0.02%Aug, 2018

CHASE
USD2 month0.02%Aug, 2018

CHASE
USD1ヶ月0.02%Aug, 2018

First Tennessee
USD3ヶ月0.02%Jul, 2018

First Tennessee
USD1ヶ月0.02%Jul, 2018

CHASE
USD6ヶ月0.02%Aug, 2018

CHASE
USD9 month0.02%Aug, 2018

Huntington Bank
USD2 month0.01%Jul, 2018

Huntington Bank
USD1ヶ月0.01%Jul, 2018

Huntington Bank
USD3ヶ月0.01%Jul, 2018